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A Payment Gateway provides credit card processing, billing, reporting and settlement and operational services to acquiring and issuing banks, manages the process of transferring authorized and captured credit card funds between different financial accounts such as the merchants company checking account. These corporations typically charge merchants a discount rate and a transaction fee for this service. These fees vary from processor to processor. Payment Gateway refers to an e-commerce service, web portals that authorizes payments for e-businesses & online retailers. It in a way represents a physical POS (Point-of-sale) terminal located in most retail outlets. Payment gateways encrypt sensitive information, such as credit card numbers, to ensure that information passes securely between the customer and the merchant. The Payment Gateway is needed to be acquired by the owner of the site and the integration of the same in to the web application is performed by us. There exist various types of Payment Gateways, some of which are mentioned below & since it requires varying amount of effort in integrating; so cost for integration of each Payment Gateway varies accordingly, starting from the minimum amount of Rs 8000/- A payment gateway can be thought of as a digital equivalent to
a credit card processing terminal. Although there are many payment gateways
available, some of the most popular in india is CCAvenue, Pay Pal, ICICI
Payseal, Verisign, Google Checkout etc. |